USI’s Exclusive PrivaSafe Program can prevent uninsured/underinsured losses up to $10 million.
Comprehensive Cyber Coverage Through Three Distinct Offerings

Inability to protect information Inability to prevent the disclosure of protected information Tort liability attributed to allegations of select intellectual property rights

Data Breach and Forensic Costs Privacy Regulatory Costs Payment Card Industry/ Data Security Standards

Network Interruption and Contingent Network Interruption Data Reconstruction Cyber Extortion Bricking Coverage Voluntary Shutdown Reputational Harm BI/EE Cyber Crime

  • Up to $2 million in notification costs coverage in addition to the aggregate limit (outside the policy limit)
  • $250,000 in defense cost coverage outside the limit (additional limit available)
  • Full-limit regulatory defense and penalty cover

Standard, “off-the-shelf” Cyber liability policies often have inherent coverage gaps and weaknesses that can lead to uninsured losses and expenses. Cyber events are occurring more and more frequently every year. No industry or type of business is immune to the risk, and middle market firms are particularly vulnerable, having limited access to the expertise needed to deal effectively with a Cyber event.

USI’s customized, manuscripted PrivaSafe solution offers broader coverage than the marketplace typically provides for cyber events, and our advisory approach focuses on risk controls to help your company avoid cyber-related losses and an appropriate risk financing structure to help control costs. It includes pre-breach services to help organizations avoid threats, as well as post-breach services designed to streamline responses and recovery during and after a cyber event.

Cyber events can impact companies no matter what industry they operate in. Any business that gathers and stores personally identifiable information and/or personal health care information, manages a network, or accepts electronic payments is a potential target for Cyber crime, the consequences of which can be prolonged and deeply harmful.