In addition to more time to negotiate and make decisions at renewal, USI clients also see an additional 3% to 6% savings at renewal due to peer-to-peer underwriting relationships between USI and carriers.

We’ve estimated the financial impact for you. Feel free to update the assumptions. 

  • Dedicated service and claims resolution teams reconcile issues faster, increasing employee satisfaction
  • Client advocacy through USI participation in broker advisory panels with carriers
  • Preferred terms for stop-loss contracts result in significant exposure reduction

Insurance carriers have limited time and resources to support brokers, so they generally allocate additional resources to large broker partners to maximize their ROI. USI is the largest privately held employee benefits broker ranked by global benefits revenue.

  • Client advocacy through broker advisory board participation
  • Dedicated service teams
  • Early delivery of renewals

Market consolidation has compelled insurance carriers to work differently with their largest partners to improve efficiencies among carriers, brokers, and clients. Employers represented by smaller firms lack access to the best products, pricing, and services offered by the insurance carriers.