Covers financial loss from forfeited tax credits or incentives due to a covered event disrupting business operations

Estimated loss refers to the potential financial impact resulting from the loss of tax credits or incentives due to a covered event that interrupts your operations. We've based our estimate on the value of tax credits that could be forfeited during business interruption.

Standard property insurance policies generally do not cover the loss of tax credits or government incentives that your business may lose due to a covered loss. This can result in additional financial strain during recovery.

USI collaborates with carrier partners to include coverage for loss of tax credits in your property policy. This enhancement helps ensure that you are compensated for lost tax incentives, providing additional financial support during your business's recovery period.

Typically, no. Because of USI's expertise in risk management and strong relationships with insurers, we're often able to provide you with highly tailored insurance solutions with increased coverage at no additional cost.

No. These recommendations are a preliminary hypothesis based on what we know about you.  Once we're your broker, USI will determine what data we need to perform a comprehensive analysis of your property coverage needs.

Every property is different, and the level of risk depends on factors such as operational hazards, natural catastrophe exposures, and physical protection in place. We analyze the specific risk factors of your property and recommend enhancements based on those findings. Rather than overselling, our goal is to offer coverage that matches your property’s unique exposures, preventing you from having to bear the financial burden of unexpected repairs.

The claims process with these enhancements is straightforward. These coverage enhancements ensure that more of your property is protected, reducing the chance of disputes over what is or isn’t covered. We streamline the process by clarifying coverage upfront and working closely with your carrier to minimize delays or complications in the event of a loss.