Covers remediation and repair costs related to mold damage, which is often excluded or limited in standard policies

Estimated loss refers to the potential costs associated with the remediation, repair, or replacement of property damaged by mold. Mold growth can cause significant damage and health hazards, leading to substantial expenses. We've based our estimate based on historical data regarding mold remediation and associated property damage costs.

Standard property insurance policies often exclude or severely limit coverage for mold-related damages. This means that in the event of mold infestation following a covered peril, you may not receive adequate compensation for remediation and repairs, leaving you with significant out-of-pocket expenses.

USI collaborates with carrier partners to enhance your property policy by providing expanded mold coverage. This ensures that costs associated with mold remediation, repair, and replacement of damaged property are covered, reducing your financial burden and ensuring a safer environment.

ically, no. Because of USI's expertise in risk management and strong relationships with insurers, we're often able to provide you with highly tailored insurance solutions with increased coverage at no additional cost.

No. These recommendations are a preliminary hypothesis based on what we know about you. Once we're your broker, USI will determine what data we need to perform a comprehensive analysis of your property coverage needs.

Every property is different, and the level of risk depends on factors such as operational hazards, natural catastrophe exposures, and physical protection in place.  We analyze the specific risk factors of your property and recommend enhancements based on those findings. Rather than overselling, our goal is to offer coverage that matches your property’s unique exposures, preventing you from having to bear the financial burden of unexpected repairs.

The claims process with these enhancements is straightforward. These coverage enhancements ensure that more of your property is protected, reducing the chance of disputes over what is or isn’t covered. We streamline the process by clarifying coverage upfront and working closely with your carrier to minimize delays or complications in the event of a loss.