Covers income loss if damage to nearby key properties reduces customer traffic to your location

Estimated loss refers to the potential financial impact on your business due to a loss at a key property (leader property) that attracts customers to your area, such as a major shopping center or anchor store. We've based our estimate on the loss of income resulting from reduced customer traffic.

Standard property insurance policies may not cover financial losses resulting from damage to third-party properties that affect your revenue. This means you might not be compensated for income losses due to reduced foot traffic from such events.

USI collaborates with carrier partners to include leader property coverage in your policy. This enhancement provides protection for income loss due to damage at key nearby properties that draw customers to your location, helping to stabilize your revenue during recovery periods.

Typically, no. Because of USI's expertise in risk management and strong relationships with insurers, we're often able to provide you with highly tailored insurance solutions with increased coverage at no additional cost.

No. These recommendations are a preliminary hypothesis based on what we know about you. Once we're your broker, USI will determine what data we need to perform a comprehensive analysis of your property coverage needs.

Every property is different, and the level of risk depends on factors such as operational hazards, natural catastrophe exposures, and physical protection in place. We analyze the specific risk factors of your property and recommend enhancements based on those findings. Rather than overselling, our goal is to offer coverage that matches your property’s unique exposures, preventing you from having to bear the financial burden of unexpected repairs.

The claims process with these enhancements is straightforward. These coverage enhancements ensure that more of your property is protected, reducing the chance of disputes over what is or isn’t covered. We streamline the process by clarifying coverage upfront and working closely with your carrier to minimize delays or complications in the event of a loss.