Covers income loss and extra costs during mandatory or voluntary evacuations caused by covered perils

Estimated loss refers to the potential costs associated with the mandatory or voluntary evacuation of your premises due to a covered peril, including lost income and additional expenses for temporary accommodations. We've based our estimate on the financial impact during evacuation periods.

Standard property insurance policies may not cover losses incurred due to evacuation orders when there is no direct physical damage to your property. This can result in significant income losses and additional expenses during such events.

USI works with carrier partners to include evacuation expense coverage in your property policy. This enhancement provides protection for income loss and extra expenses incurred during evacuation periods due to covered perils, ensuring your business remains financially supported.

Typically, no. Because of USI's expertise in risk management and strong relationships with insurers, we're often able to provide you with highly tailored insurance solutions with increased coverage at no additional cost.

No. These recommendations are a preliminary hypothesis based on what we know about you.   Once we're your broker, USI will determine what data we need to perform a comprehensive analysis of your property coverage needs.

Every property is different, and the level of risk depends on factors such as operational hazards, natural catastrophe exposures, and physical protection in place. We analyze the specific risk factors of your property and recommend enhancements based on those findings. Rather than overselling, our goal is to offer coverage that matches your property’s unique exposures, preventing you from having to bear the financial burden of unexpected repairs.

The claims process with these enhancements is straightforward. These coverage enhancements ensure that more of your property is protected, reducing the chance of disputes over what is or isn’t covered. We streamline the process by clarifying coverage upfront and working closely with your carrier to minimize delays or complications in the event of a loss.