Protects your business income if your facility must close due to traumatic events such as a homicide or suicide. It may also include support for crisis response and public relations.

Estimated loss refers to the potential financial impact of managing a crisis event, including public relations costs, additional security measures, and other expenses to mitigate reputational damage. We've based our estimate on the costs associated with effectively handling such events.

Standard property insurance policies may not cover expenses related to managing a crisis, such as adverse publicity following a loss event. This can leave you responsible for significant costs to protect your brand and customer confidence.

USI collaborates with carrier partners to include crisis management coverage in your property policy. This enhancement provides reimbursement for expenses incurred in managing and mitigating the effects of a crisis event, helping to preserve your company's reputation and customer relationships.

Typically, no. Because of USI's expertise in risk management and strong relationships with insurers, we're often able to provide you with highly tailored insurance solutions with increased coverage at no additional cost.

No. These recommendations are a preliminary hypothesis based on what we know about you. Once we're your broker, USI will determine what data we need to perform a comprehensive analysis of your property coverage needs.

Every property is different, and the level of risk depends on factors such as operational hazards, natural catastrophe exposures, and physical protection in place. We analyze the specific risk factors of your property and recommend enhancements based on those findings. Rather than overselling, our goal is to offer coverage that matches your property’s unique exposures, preventing you from having to bear the financial burden of unexpected repairs.

The claims process with these enhancements is straightforward. These coverage enhancements ensure that more of your property is protected, reducing the chance of disputes over what is or isn’t covered. We streamline the process by clarifying coverage upfront and working closely with your carrier to minimize delays or complications in the event of a loss.